Side view of a window with a curtain Cold outside on the left, a warm room on the right. Arrows show heat leaving through the glass; they shrink as the curtain does a better job. Outside 0 °C Room 20 °C
Heat lost
Saved vs barefor a 1.5 m² window
Glass behind it
Condensation
A simple rule-of-thumb model, not a measurement: 20 °C inside, 0 °C outside, one 1.5 m² window. Real curtains and windows vary.