You usually sleep
Your duvet (tog)
Side view of a bed with a sleeper under a duvet The duvet gets thicker as the tog rises, and the sleeper's colour shows whether they are cold, comfortable or too warm.
Rule of thumb, not a lab result: it follows the usual retail guidance, with about 1 tog more for every degree colder than 18 °C. Everyone's body, pyjamas and mattress differ, so treat it as a starting point.